The Best Credit Card for Balance Transfer and Rewards in 2025

published

1 month ago

August 4, 2025

Citi Double Cash® Card: The Overall Value Champion

The Citi Double Cash® Card continues to stand out in 2025 as one of the most balanced options for those seeking both debt relief and rewards. It offers:

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Balance Transfer Offer: 0% intro APR for a full 18 months on balance transfers
Rewards Structure: Unlimited 2% cash back on all purchases (1% when you make the purchase, 1% when you pay it off)
Annual Fee: $0
Why It Stands Out: Few cards match this combination of a lengthy balance transfer period and solid ongoing rewards rate with no annual fee

The 18-month 0% APR period gives you significant breathing room to pay down existing debt, while the straightforward 2% rewards structure ensures you’re earning competitive returns on new purchases. For consumers seeking simplicity and strong overall value, the Citi Double Cash® Card has maintained its position as a top choice.

Frequently Asked Questions about the Citi Double Cash® Card

+ What is the main benefit of the Citi Double Cash® Card? + Does the card have an annual fee? + How does the 2% cash back work? + How long does the 0% APR on balance transfers last? + Why is the Citi Double Cash® Card considered high value?

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Daniel Shelby

Hey, I’m Daniel Shelby, and I’m here to help you tap into your true potential. Together, we’ll explore ways to unlock personal growth and self-awareness, so you can overcome obstacles and step into the best version of yourself.